Bigger and better benefits for new members “Be a Pag-IBIG member and secure a bright future for yourself. Your savings with the Fund earn double and even triple. These savings are guaranteed by the government and earn tax-free dividends. More importantly, as a member you have access to benefits no banks can give such as the lowest interest housing loans, fast salary loans and reliable calamity loans. ” This was the statement of Jaime A. Fabiaña, chief executive officer of the Home Development Mutual Fund or Pag-IBIG Fund, in his meeting with representatives of Filipino communities in Hong Kong Sunday. Fabiana met with Hong Kong-based Filipinos to inform them that with the passage of Republic Act No. 9679 (also known as the Home Development Mutual Fund Law of 2009), signed by President Gloria Macapagal Arroyo on 21 July 2009, “Pag-IBIG is now opening its doors to all types of Filipino workers, both from the formal and informal sectors, in the country or overseas”. Under the univers